The Mortgage Man - A podcast for everyone with or wanting a mortgage
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The Mortgage Man - A podcast for everyone with or wanting a mortgage
Buying a property in NZ can be stressful and confusing. But with the right guidance and know-how, you can slowly understand how it all works. This podcast is made for home buyers & investors; to help them learn how to navigate the complex process of buying a home and beyond. You can reach me...
Nýlegir þættir
76 þættir
#78 Client Success Story - Tayla
I helped Tayla and her family buy her first home.
Listen to this episode to hear more about what she thought about the process of...
#77 Life Insurance & First Home Buyers
Do you need life insurance when you buy a house? What about medical?Mortgage protection?Anything else?It's complicated, and even if you decide you wan...
#76 When/How To Get a Lawyer Involved
One of the key professionals you need to leverage in your first home property purchase is a lawyer.
So when do you do this? How mu...
#75 - Buy a home says this guy, you won't regret it.
If you are on the fence about buying a home, then you need to listen to this.
It's been 6 months since I worked with Jason and I...
#74 Client Interview: My Favorite First Home Buyers
No offence to all my other clients but this story is just so good.
In this episode I am joined by Sheryl who I recentaly helped i...
#73; How To Build Your First Home (& get finance for it) with Steve from Classic Builders
Should you buy or build your first home?
Before you answer that, it would be important to under the process and costs of building...
#72: How To Sell Your Property For The Best Price w/ Rachael Bridger from Harcourts
Want to sell your property soon?
Is now a good time to sell? How do you get the best price?
Is it best to lis...
#71; Open Homes & Auctions: What to ask & look for. w/ Rachael Bridger from Harcourts.
Open homes are scary - and auctions even more so.
What can you do at open homes to give you a bit of an advantage over everyone e...
#70- Capital Gains Tax & Interest Deductibility. Do You Need an Accountant? with Anthony Appleton-Tattersall
Do you need a property accountant? Probably - With guest speaker Anthony Appleton-Tattersall, my accountant.
Property tax is becom...
#67 Surprise! Inflation is not as bad as we thought!
Surprise! Inflation is not as bad as we thought!
Finally some good news - but does this mean interest rates are coming down?
Not quite- b...
#66; Bank Collapse; What Happens To Your Mortgage, KiwiSaver & Savings?
With all that is going on overseas, bank collapses, bailouts, and general uncertainty we are getting a lot of questions about this topic.
...
#65; Three MASSIVE Property Red Flags & How To Overcome Them
Sometimes there will be property features that you will love.
Other times not so much, and even more so there will be times...
#64- Deep Dive on Revolving Credit & Offset Savings Accounts
A complicated topic, but worthwhile, especially now as the 1-year interest rates and the floating rates are quite similar.
...
#63 Inflation is still up but Interest rates going down?!?!
Last week the inflation report came out and while it wasn't exactly what we wanted, it's still going to impact the housing market.
Ant and I hav...
#62; Jacinda Resigns! What Does This Mean For Property?
Well, that was unexpected.
Jacinda resigns.
What does this mean for the future of the property m...
#61 - Should You Buy in 2023?
Welcome to 2023...
First let's talk about the elephant in the room: interest rates and house prices. Yes, they are currentl...
#60 - Property Predictions For 2023
As you start to unpack what a crazy year we've had in 2022 you might be thinking what on earth is going to happen in 2023?
...
#59 - Do You Need Mortgage Protection Insurance? (& other ways to protect your wealth)
It's never nice to talk about, but sometimes serious illness, accidents or death happens.
In those situations, most people...
#58 - Fear Of Messing Up? Here's the most common fears of buyers, and how to fix them.
Fear of losing your deposit if the developer goes under?
Fear of buying a house that's going to leak or fall over?
#57 The Bank Of Mum & Dad; Should You Use Them?
The bank of Mum and Dad has become the 5th largest home loan lender in New Zealand, with an estimated $22.6 billion being loaned out to family members...
#56 - OCR Up 0.75%; What it means for you
The OCR is up again, and this time a massive 0.75 jump. The biggest jump we've had.
Should you care?
...
#55 Negative Equity; What is it & what to do about it
Negative equity is a term most of us haven't heard in a while but is becoming a real possibility for some homeowners, especially those that brought in...
#54 Is Going Interest-Only A Good Idea?
As interest rates go up, mortgages get more expensive and you might have heard about "going interest-only".
What exactly do...
#53 Are The High Interest Rates Cancelling Out Any House Price Drops?
We always hear "I'm going to wait until house prices drop before I buy"
The problem is, that for house prices to drop, the...
#52 - A Deep Dive Into KiwiSaver With A Specialist Adviser
This week's episode talks about the very first step of the mortgage process. KiwiSaver...
Getting this right or wrong can b...
#51 - Should You Listen To Your Parents Advice?
Should You Listen To Your Parents Advice?
The rebellious teenager inside you screams no...
But y...
#50 - The 50th Episode! Are Our Most Popular Episodes Still Relevant?
We made it to 50 podcast episodes!
Free mortgage approvals for everyone!!
This episode I have...
#49; What Happens If You Can't Pay Your Mortgage?
With the cost of living and inflation at all-time highs, it's a real possibility that you might miss a mortgage payment- especially if you have over-l...
#48 - Understanding WHY You Want To Buy Your First Home Will Help You Get In To Your Forever Home Faster
Most people just want a home as a roof over their heads - but then what? It's very likely that your first home isn't going to be your dream home, so h...
#47 How To Get A Bigger Loan Amount To Buy A Better 1st Home
Last week we spoke about how to figure out how much money you could get from the bank in 3 different ways.
But what if you...
#46 - How To Figure Out Your Max Loan Amount (without using a broker)
As soon as people decide that they want to buy a house, the next question is how much can they borrow.
Sound familiar? So...
#45 The Fastest Ways To Pay Off Your Mortgage
To this point, most of our content has been about how to get a mortgage or buy a house. But what happens once you have actually got a mortgage?
...
#44 - High Inflation; What's The Best Mortgage Structure?
Lots of different opinions on what fixed rates are doing, and what you should do with either a new mortgage or a part of your mortgage that you need t...
#43 Which Bank Is Best?
Banks have been getting a bad rep lately with all the new rules and them just trying to de-risk themselves in a property market full of unknowns.
#42 Buying In A Different City That You Work? It's NOT That Simple
It might be tempting to want to buy in a different town to where you work to make it more affordable for you to buy your first home.
#41 Revolving Credits & Offset Savings; Are They For You?
Revolving credits are complicated.
It's one of those things that you learn by doing; but in this episode, Chris & I try ou...
#40 - Mortgage Jargon 101
We sometimes forget that the language we use when talking to first-home buyers is not appropriate.
I don't mean we use swe...
#39 Pros & Cons Of Buying With Family & Friends (& the #1 thing you must do before purchasing)
It's tempting.
Pooling your money & income with a friend or family member so you can buy a home or a better bigger home tha...
#38 July Update For First Home Buyers; Everything You Should Know
It's been a busy month in July for mortgages and offers.
This podcast covers all of it.
We go ov...
#37 The Benefits Of Using A Mortgage Broker Instead Of Going Directly To The Bank
It's taken us a while to realize that after 36 episodes we haven't done one on the benefits of using a mortgage broker instead of going directly to th...