Financially Confident Christian

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Financially Confident Christian

Financially Confident Christian

Höfundur: Ralph V. Estep, Jr.

2025 Best Christian Finance Podcast in the U.S. — Best of Best Review I believe money isn’t just about numbers — it’s about confidence, stewardship, and faith. If you’ve ever felt trapped in the cycle of financial shame, I want you to know — you’re not alone, and you don’t have to stay there. I’m...

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Feeling Stalled? Which New Money Skill Will Grow You Next Year?

Feeling Stalled? Which New Money Skill Will Grow You Next Year?

We're diving into some real talk about financial growth today, and the big takeaway? Mastering just one financial skill can seriously boost your confi...

2025-12-14 08:00:00 10:37
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Why Does Getting Organized Feel So Overwhelming?

Why Does Getting Organized Feel So Overwhelming?

Why Does Getting Organized Feel So Overwhelming? Ready to tackle that mess? We’re diving into the chaos of clutter and how to transform it into sweet,...

2025-12-13 08:00:00 10:18
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Why Do I Keep Saying ‘I’ll Do It Later?'

Why Do I Keep Saying ‘I’ll Do It Later?'

I’m diving into the procrastination trap today, and let me tell you—it’s a slippery slope! Why do I keep saying, “I’ll do it later?” A whopping 71% of...

2025-12-12 08:00:00 11:21
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Why Can’t I Keep My Financial Resolutions?

Why Can’t I Keep My Financial Resolutions?

So, here’s the lowdown: we’re diving into why those New Year’s resolutions tend to crash and burn faster than you can say “gym membership.” I mean, we...

2025-12-11 08:00:00 11:25
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Why Do My Money Goals Never Stick?

Why Do My Money Goals Never Stick?

We’re diving into how to turn those big financial dreams into real, actionable goals that stick. Why Do My Money Goals Never Stick? You know that mome...

2025-12-10 08:00:00 11:16
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Why Do Big Bills Keep Blindsiding Me?

Why Do Big Bills Keep Blindsiding Me?

Big bills can hit us like a ton of bricks, right? We’ve all felt that gut-wrenching panic when an unexpected expense pops up. But here’s the kicker: m...

2025-12-09 08:00:00 11:17
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Why Do I Always Blow My January Budget?

Why Do I Always Blow My January Budget?

Feeling like January's got you in a chokehold? Why Do I Always Blow My January Budget? You're definitely not alone! We dive into that all-too-familiar...

2025-12-08 08:00:00 11:03
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Does My Giving Even Matter?

Does My Giving Even Matter?

Today, we’re diving into a pretty relatable topic: Does My Giving Even Matter? I mean, who hasn’t looked at the big givers and thought, “What’s the po...

2025-12-07 08:00:00 11:36
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Nervous to Check Your Investments? A Gentle Review for Peace

Nervous to Check Your Investments? A Gentle Review for Peace

Hey folks, today we’re diving into the nitty-gritty of facing our investments without losing our cool. Nervous to Check Your Investments? A Gentle Rev...

2025-12-06 08:00:00 11:13
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Anxious About Savings? How to See God’s Provision in Your Progress

Anxious About Savings? How to See God’s Provision in Your Progress

Today, we're diving into a topic that hits home for a lot of us: Anxious About Savings? How to See God’s Provision in Your Progress. Our listener brou...

2025-12-05 08:00:00 11:03
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Discouraged by Slow Debt Progress? You’re Doing Better Than You Think

Discouraged by Slow Debt Progress? You’re Doing Better Than You Think

Ever feel like you're stuck in a never-ending battle with credit card debt? Yeah, I get it. We dive into that struggle today, tackling the question of...

2025-12-04 08:00:00 09:26
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Ashamed of Budget Mistakes? Let’s Debrief Without the Guilt

Ashamed of Budget Mistakes? Let’s Debrief Without the Guilt

Budgeting can feel like a real bear, right? Well, get this: about 65% of households struggle to stick to a budget for even just three months. That’s a...

2025-12-03 08:00:00 11:11
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Feeling Overwhelmed? Your 5-Step December Checklist for Financial Peace

Feeling Overwhelmed? Your 5-Step December Checklist for Financial Peace

Only about one in three folks actually sit down to make a year-end financial checklist, and let me tell you, those who do feel 50% less stressed! Who...

2025-12-02 08:00:00 10:15
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Ashamed of Your Money Mistakes? Ready to Reflect?

Ashamed of Your Money Mistakes? Ready to Reflect?

Feeling stuck with your finances? You're not alone, my friend—63% of Americans feel the same way! Today, we dive into how looking back at our financia...

2025-12-01 08:00:00 09:46
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Why Am I Still So Worried About Christmas?

Why Am I Still So Worried About Christmas?

Feeling the holiday pressure? Why Am I Still So Worried About Christmas? I totally get it! We dive into the real deal about Christmas stress and how i...

2025-11-30 08:00:00 08:18
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Are You Worshipping the God of Entitlement?

Are You Worshipping the God of Entitlement?

Entitlement is like that pesky house guest who just won't leave, and today we're diving deep into why it's taking over our holiday vibes. Are You Wors...

2025-11-29 08:00:00 11:20
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Why Do I Still Feel Poor When God’s Given Me So Much?

Why Do I Still Feel Poor When God’s Given Me So Much?

Ever feel like you’re missing out, even when life’s throwing blessings your way? Yeah, I get it. In today’s chat, we dive into the wild world of compa...

2025-11-28 08:00:00 11:37
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Why Does God Feel So Silent Right Now?

Why Does God Feel So Silent Right Now?

Ever feel like you're shouting into the void and no one's listening? Well, we’re diving deep into that vibe today. We're tackling the tough question:...

2025-11-27 08:00:00 09:55
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Why Am I Dreading December Already?

Why Am I Dreading December Already?

Why Am I Dreading December Already? Feeling anxious about the holiday season before it even kicks off? Yeah, you're not alone, my friend. A whopping 7...

2025-11-26 08:00:00 11:19
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Why Does Gratitude Feel So Hard Now?

Why Does Gratitude Feel So Hard Now?

Today, we're diving into the power of gratitude and how it can totally flip the script on your holiday stress. Feeling tired and distracted? Why Does...

2025-11-25 08:00:00 11:05
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How Can I Prevent Feeling Drained After Christmas?

How Can I Prevent Feeling Drained After Christmas?

Yo, folks! Let’s dive right into the holiday chaos and stress, 'cause guess what? A recent study showed that a whopping 89% of us are feeling the holi...

2025-11-24 08:00:00 11:22
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Celebrating Everything Except the Real Reason?

Celebrating Everything Except the Real Reason?

We're diving deep into the real reason for Christmas and how to keep the holiday spirit alive without losing our minds or our wallets. Did you know th...

2025-11-23 08:00:00 11:33
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Doing Everything, Connecting with No One?

Doing Everything, Connecting with No One?

Holidays feeling like a whirlwind? Yeah, I feel ya. Turns out, a whopping 80% of us are so busy making everything magical for others that we totally f...

2025-11-22 08:00:00 11:33
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Jealous or Grateful this Christmas?

Jealous or Grateful this Christmas?

Comparison is the thief of joy, and today we're diving deep into why that’s the case, especially as we roll into the holiday season. Jealous or Gratef...

2025-11-21 08:00:00 10:45
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Are You Too Broke for Christmas or Too Blessed to Notice?

Are You Too Broke for Christmas or Too Blessed to Notice?

Are you feeling the financial pinch this holiday season? You're not alone! We kick things off by diving into some eye-popping stats about how most fol...

2025-11-20 08:00:00 11:19
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Why Do the Holidays Leave Me Feeling So Empty?

Why Do the Holidays Leave Me Feeling So Empty?

Holidays can be a real stress-fest, right? Like, did you know that 9 out of 10 Americans feel the holiday pressure? And it’s not just about the gifts...

2025-11-19 08:00:00 11:15
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Are Your Holiday Traditions Creating Stress or Joy?

Are Your Holiday Traditions Creating Stress or Joy?

The holidays can be a total whirlwind, right? Are Your Holiday Traditions Creating Stress or Joy? We dive into how to chill out and swap out the chaos...

2025-11-18 08:00:00 10:23
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Is Your Generosity Driven by Guilt or God?

Is Your Generosity Driven by Guilt or God?

Ever feel like giving gifts is more stress than joy? Is Your Generosity Driven by Guilt or God? Well, you’re not alone—40% of Americans feel pressured...

2025-11-17 08:00:00 10:56
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Are Holiday Credit Cards a Trap?

Are Holiday Credit Cards a Trap?

We’re diving into the nitty-gritty of credit card debt today. Are Holiday Credit Cards a Trap? Did you know about 42% of adults are rolling with credi...

2025-11-16 08:00:00 11:07
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Do You Regret Your Holiday Spending?

Do You Regret Your Holiday Spending?

Do You Regret Your Holiday Spending? January holiday regret is a real bummer, right? We dive into some eye-popping stats that show 36% of Americans ar...

2025-11-15 08:00:00 11:17
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How Should You Handle Office Parties and Gift Swaps?

How Should You Handle Office Parties and Gift Swaps?

We’re diving into the holiday hustle and bustle today, tackling how to enjoy office parties without going broke or feeling like a total weirdo. You kn...

2025-11-14 08:00:00 10:02
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How Can We Teach Kids Contentment at Christmas?

How Can We Teach Kids Contentment at Christmas?

We're diving into some heartwarming holiday vibes, and trust me, it's all about keeping it real this Christmas. How Can We Teach Kids Contentment at C...

2025-11-13 08:00:00 11:16
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How Do I Avoid Holiday FOMO?

How Do I Avoid Holiday FOMO?

Today, we're diving into the wild world of marketing tricks that play on our emotions, especially that sneaky fear of missing out—FOMO, baby! You know...

2025-11-12 08:00:00 10:20
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How Can I Help Others Without Hurting Myself?

How Can I Help Others Without Hurting Myself?

Today, we’re diving into a topic that hits home for a lot of us parents: how to be generous during the holidays without going broke. Ralph shares a li...

2025-11-11 08:00:00 10:18
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Am I Trapped in Emotional Spending?

Am I Trapped in Emotional Spending?

Today, we’re diving into the wild world of emotional spending. Am I Trapped in Emotional Spending? Did you know that a whopping 63% of Americans have...

2025-11-10 08:00:00 09:14
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How Can You Enjoy the Travel Season Without Breaking the Bank?

How Can You Enjoy the Travel Season Without Breaking the Bank?

Traveling and hosting during the holidays can seriously mess with your wallet if you're not careful. How Can You Enjoy the Travel Season Without Break...

2025-11-09 08:00:00 10:26
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How can I make Holiday Meals on a Budget?

How can I make Holiday Meals on a Budget?

Alright, let’s dive into this! So, if you’re worried about hosting a holiday feast without blowing your budget, we’ve got the scoop for you. I mean, w...

2025-11-08 08:00:00 08:46
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How do I manage Family Expectations and Holiday Pressures with Grace?

How do I manage Family Expectations and Holiday Pressures with Grace?

Feeling the heat from family gift expectations? You’re not alone! Today, we’re diving into how to set those much-needed boundaries without stirring th...

2025-11-07 08:00:00 08:53
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How do I avoid Holiday shopping traps?

How do I avoid Holiday shopping traps?

Are you tired of that post-holiday credit card regret? Yeah, me too! This week, we're diving into how to shop smarter this holiday season without brea...

2025-11-06 08:00:00 10:26
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Memories over Money: How to avoid holiday debt?

Memories over Money: How to avoid holiday debt?

Let’s dive right in, folks! Memories over Money: How to avoid holiday debt? Today, we’re chatting about how to create unforgettable holiday memories w...

2025-11-05 08:00:00 09:03
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