BT Money Hacks
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BT Money Hacks
Every Monday, The Business Times breaks down useful personal financial tips with expert guests. Hosted by Howie Lim. Produced by BT Podcasts, The Business Times, SPH Media.
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S1E240: The truth about TikTok money: Avoiding pitfalls and building long-term wealth
Think your "girl math" makes that coffee purchase free? Or that an $800 credit card spend for airport lunch is a "side hustle"? Join Howie Lim and Set...
S1E239: Retire rich, spend smarter - Beat the "guilt of spending"
Many build financial fortresses only to feel guilty spending a penny. But you don't just want to be rich, you want to live richly as well. How can you...
S1E238: Can dividend investing be your ticket out of a 9-5?
If you’re ready to ditch the 9-to-5, David Kuo, co-founder of The Smart Investor, reveals if dividend investing is your golden ticket to financial fre...
S1E237: Turning market volatility into reliable income
Unlock reliable income amidst market madness. Singapore's dividend stocks shine but don’t be chasing flashy returns. Howie Lim speaks to the experts t...
S1E236: From busy to rich: Your guide to effortless investing
Investing can feel like a second job, but what if your money could work harder than you do? Find out how clarity, sound strategy, and a long-term view...
S1E235: Are employee benefits the new pay rise?
If you’re sick of your salary shrinking faster than your social life, discover if employee benefits are the secret handshake to a richer life. How can...
S2E234: Volatility-proof your portfolio
If your stomach has been in freefall, don't panic! Let’s cut through market madness with the experts to uncover Asia's resilient sectors, navigate geo...
S1E233: Investing with soul - where profits meet purpose
While it might seem altruistic to engage in values-driven investing, let’s face it: we still want to profit from sinking in hard-earned money into som...
S1E232: Smart property moves: Time in, not timing
Buying property is a bit like dating: timing the market is hard, but "time in" it, understanding its "master plan," and ditching the HDB for an EC, ca...
S1E231: Is US’ reign overpriced or overhyped?
Is US exceptionalism a myth, or simply a premium price for unparalleled performance? Is it time to diversify your portfolio beyond Uncle Sam's shadow?...
S1E230: Invest smarter - core, satellites, and not your friend's cafe
Unlock smarter investing with core-satellite strategies! Learn how to build a stable foundation and seize opportunities with tactical bets. Howie Lim...
S1E229: Data centres aren’t sexy but essential and increasingly lucrative
Are data centres worth investing in? They seem such a large concept but are, apparently, quite a steady return on investment! And the APAC market is b...
S1E228: When kids think credit cards are magic
Early financial education can empower children to avoid debt and parental mistakes, fostering financial independence. But how early is early and how d...
S1E227: Are stablecoins a smarter way to hold your cash?
Stablecoins promise fast, cheap, borderless money transfers—but can they also be part of your investment strategy? With Singapore and Hong Kong rollin...
S1E226: Is private equity finally opening up to regular investors?
Investing in private markets can help reduce overall portfolio volatility, as they tend to have a lower correlation with public markets. Sure sounds g...
S1E225: Why gold is glimmering again in an uncertain world: BT Money Hacks
Why the sudden Midas touch? Blame it on global uncertainty. But gold, it's not just for pirates and pharaohs anymore! This lustrous metal has been hav...
S1E224: Long-term investing - Still a safe bet or a risky hold? BT Money Hacks
"Keep calm and stay invested”, they say. That’s easier said than done. In fact, long-term investing is suddenly under fire because of the uncertainty...
S1E223: Is it time to diversify into crypto? BT Money Hacks
Think crypto’s just for tech bros and meme coin gamblers? Think again.
In this episode of Money Hacks, Howie Lim digs into the surprisingly hig...
S1E222: The travel hacks edition 2025: BT Money Hacks
June is upon us and it’s time to get out! But can you still find bargains during travel peak time? Have you considered an alternative destination and...
S1E221: Is now the time for ETFs? BT Money Hacks
Exchange-traded funds are an excellent entry point into the stock market for new investors. They’re cheap and typically carry lower risk than individu...
S1E220: Reits and the power of diversification: BT Money Hacks
Given the potential for Reits to outperform in a muted Singaporean economy due to their attractive dividend yields, the question arises: should invest...
S1E219: Is China's economic resilience an investment opportunity? BT Money Hacks
In the middle of May, the US said they would lower tariffs from 145 per cent to 30 per cent, while China's retaliatory tariffs on US goods will drop t...
S1E218: Renovation loans - Maximise savings and minimise stress: BT Money Hacks
You’d like a marble counter top, zebra wood for your floors and designer fixtures. But before all that, shouldn’t you figure the budget out and if you...
S1E217: Million dollar retirement - Enough or good start? BT Money Hacks
Rising costs and uncertainty have knocked the long heralded $1 million off its pedestal. Or has it? Is $1 million enough to retire on? If not, how muc...
S1E216: Financial freedom with 5 simple money management lanes: BT Money Hacks
Can personal finance be as simple as ‘staying in your lane’ and not ‘speeding’? Surely it’s more complex than that. Or is it? Howie Lim speaks to fina...
S1E215: Balanced investing in volatile times: BT Money Hacks
The Trump tariffs have released market mayhem. How is your 60/40 portfolio doing? Should you rejig this classic investment strategy and how can you ba...
S1E214: Smart cash moves for money mastery: BT Money Hacks
As it becomes more challenging to earn a decent interest rate on our savings, it’s time to look beyond fixed deposits and T-Bills, for that matter.
S1E213: Flipping the script on your Q1 investment missteps: BT Money Hacks
How do you turn your flailing portfolio around if it had an abysmal time in Q1? What were the mistakes you made and what can you do about them to have...
S1E212: Smart money moves - Key considerations before switching jobs: BT Money Hacks
About two in three Singaporeans are considering a job change within the next 12 months. Are you one of them? Do you know what it entails financially t...
S1E211: APAC real estate masterclass for profitable investments: BT Money Hacks
Singapore’s real estate investments are increasing, despite a slow down in the 2nd half of 2024. But it’s not just the residential segment. Plus, what...
S1E210: How geopolitical events impact your investments: BT Money Hacks
With some much uncertainty these days - economic, financial and geopolitical even - how can we make sure our money, portfolios and funds stay healthy...
S1E209: Unpacking Budget 2025: What's in it for you and your business? BT Money Hacks
Is your business ready to capitalise on the opportunities presented by Budget 2025?
In our latest episode of Money Hacks, host Howie Lim dives...
S1E208: Retrenchment survival guide financial tips: BT Money Hacks
If you’re financially prepared, being laid off may not be so daunting. But that’s key: being prepared. How long does it take to do that and what are t...
S1E207: Robo-advisors or Human advisors? What's right for you? BT Money Hacks
Managing personal finances can feel overwhelming, especially when traditional tools focus more on restrictive budgeting than on holistic, fulfilling f...
S1E206: Effective budgeting vs income growth insights: BT Money Hacks
As economic uncertainty increases, personal finance management becomes that much more complex. Or does it have to be? How can we preserve and grow our...
S1E205: Navigating cross-border payments with WorldFirst: BT Money Hacks
How did a home baker and former banker build herself a successful business hawking her delicious macarons and other baked gems? Howie Lim speaks to th...
S1E204: Cracking the credit card code: BT Money Hacks
It’s time to make your spending work harder for you. It’s a step up from making your money work for you. Credit cards can offer astounding rewards and...
S1E203: Unlock financial bliss for an extravagant Lunar New Year: BT Money Hacks
How do we safeguard our wallets during the festive season without taking the joy out of the celebrations? And should we use our bonuses to fund the me...
S1E202: Is Gold a glittering investment in 2025? BT Money Hacks
How will gold fare in 2025 now that it’s had rather a stellar 2024 and, let’s face it, decade? Should we be shoring up on this safe haven asset or let...
S1E201: Navigating online trading platforms - Key tips for retail investors in 2025: BT Money Hacks
Digital trading platforms have transformed investing. And with the online brokerages and share trading platforms sector heating up, how will we know w...